Discover Secrets to Unlock Mortgage Savings with Great Western Home Loans

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Discover Secrets to Unlock Mortgage Savings with Great Western Home Loans

Great Western Home Loans is a mortgage company that provides a range of home financing options, including conventional loans, FHA loans, VA loans, and USDA loans. The company is headquartered in Woodland Hills, California, and has been in business since 1986.

Great Western Home Loans is a direct lender, which means that it originates, underwrites, and funds its own loans. This allows the company to offer competitive interest rates and closing costs. Great Western Home Loans also offers a variety of loan programs to meet the needs of different borrowers, including first-time homebuyers, move-up buyers, and refinancing borrowers.

Great Western Home Loans is a member of the Better Business Bureau and has an A+ rating. The company has also been recognized by J.D. Power and Associates for its customer service.

great western home loans

Great Western Home Loans is a mortgage company that provides a range of home financing options, including conventional loans, FHA loans, VA loans, and USDA loans. The company is headquartered in Woodland Hills, California, and has been in business since 1986.

  • Direct lender: Great Western Home Loans is a direct lender, which means that it originates, underwrites, and funds its own loans.
  • Competitive rates: Great Western Home Loans offers competitive interest rates and closing costs.
  • Variety of loan programs: Great Western Home Loans offers a variety of loan programs to meet the needs of different borrowers, including first-time homebuyers, move-up buyers, and refinancing borrowers.
  • Excellent customer service: Great Western Home Loans has been recognized by J.D. Power and Associates for its customer service.
  • BBB accredited: Great Western Home Loans is a member of the Better Business Bureau and has an A+ rating.
  • Experienced: Great Western Home Loans has been in business for over 35 years.
  • Local: Great Western Home Loans is headquartered in California and has a strong presence in the Western United States.
  • Community involvement: Great Western Home Loans is involved in a number of community outreach programs.

These key aspects make Great Western Home Loans a leading provider of home financing options. The company’s commitment to customer service, competitive rates, and variety of loan programs make it a great choice for borrowers of all types.

Direct lender


Direct Lender, Loan

This means that Great Western Home Loans has more control over the entire loan process, from start to finish. This can benefit borrowers in a number of ways:

  • Faster processing times: Direct lenders can often process loans more quickly than banks or other financial institutions because they don’t have to go through a third party.
  • More flexible underwriting guidelines: Direct lenders can be more flexible with their underwriting guidelines than banks or other financial institutions because they are not subject to the same regulations. This means that borrowers who may not qualify for a loan from a bank or other financial institution may be able to qualify for a loan from a direct lender.
  • Lower interest rates: Direct lenders can often offer lower interest rates than banks or other financial institutions because they don’t have to pay commissions to third parties.

Overall, being a direct lender gives Great Western Home Loans a number of advantages that can benefit borrowers. These advantages include faster processing times, more flexible underwriting guidelines, and lower interest rates.

Competitive rates


Competitive Rates, Loan

Great Western Home Loans offers competitive interest rates and closing costs, which can save borrowers thousands of dollars over the life of their loan. There are a number of factors that contribute to Great Western Home Loans’ competitive rates, including:

  • Direct lender: As a direct lender, Great Western Home Loans does not have to pay commissions to third parties, which allows the company to offer lower interest rates to borrowers.
  • Strong relationships with investors: Great Western Home Loans has strong relationships with investors, which gives the company access to low-cost funding. This allows Great Western Home Loans to offer lower interest rates to borrowers.
  • Efficient operations: Great Western Home Loans has efficient operations, which allows the company to keep its costs low. This also allows Great Western Home Loans to offer lower interest rates to borrowers.

In addition to competitive interest rates, Great Western Home Loans also offers competitive closing costs. Closing costs are the fees that are associated with getting a mortgage, such as the appraisal fee, the loan origination fee, and the title insurance fee. Great Western Home Loans offers a variety of ways to save on closing costs, such as by offering discounts for online applications and by working with preferred lenders.

Overall, Great Western Home Loans’ competitive rates and closing costs can save borrowers thousands of dollars over the life of their loan. This makes Great Western Home Loans a great option for borrowers who are looking to save money on their mortgage.

Variety of loan programs


Variety Of Loan Programs, Loan

Great Western Home Loans offers a variety of loan programs to meet the needs of different borrowers, including first-time homebuyers, move-up buyers, and refinancing borrowers. This is important because it allows Great Western Home Loans to provide financing options for a wide range of borrowers, regardless of their financial situation or needs.

For example, first-time homebuyers may need a loan program with a low down payment and flexible underwriting guidelines. Great Western Home Loans offers a number of loan programs that meet these needs, such as FHA loans and VA loans. Move-up buyers may need a loan program with a higher loan limit and more flexible repayment options. Great Western Home Loans offers a number of loan programs that meet these needs, such as conventional loans and jumbo loans. Refinancing borrowers may need a loan program with a lower interest rate or a shorter loan term. Great Western Home Loans offers a number of loan programs that meet these needs, such as rate-and-term refinances and cash-out refinances.

By offering a variety of loan programs, Great Western Home Loans is able to meet the needs of a wide range of borrowers. This makes Great Western Home Loans a great option for borrowers who are looking for a mortgage company that can provide them with the financing they need.

Excellent customer service


Excellent Customer Service, Loan

Excellent customer service is a key component of Great Western Home Loans’ success. The company has been recognized by J.D. Power and Associates for its customer service for several years in a row. This recognition is a testament to Great Western Home Loans’ commitment to providing its customers with a positive experience throughout the home loan process.

There are a number of factors that contribute to Great Western Home Loans’ excellent customer service. First, the company has a team of experienced and knowledgeable loan officers who are dedicated to helping borrowers find the right loan for their needs. Second, Great Western Home Loans offers a variety of loan programs to meet the needs of different borrowers, including first-time homebuyers, move-up buyers, and refinancing borrowers. Third, Great Western Home Loans has a streamlined loan process that makes it easy for borrowers to get approved for a loan quickly and easily.

The benefits of Great Western Home Loans’ excellent customer service are numerous. First, borrowers can be confident that they are getting the best possible loan for their needs. Second, borrowers can expect to have a smooth and hassle-free loan process. Third, borrowers can be sure that they will be treated with respect and courtesy by Great Western Home Loans’ staff.

Overall, Great Western Home Loans’ excellent customer service is a key reason why the company is one of the leading mortgage lenders in the United States. Borrowers who are looking for a mortgage company that provides excellent customer service should consider Great Western Home Loans.

BBB accredited


BBB Accredited, Loan

The Better Business Bureau (BBB) is a non-profit organization that helps consumers find businesses that are trustworthy and reliable. Businesses that are accredited by the BBB must meet certain standards, including responding to customer complaints in a timely and satisfactory manner.

  • Trustworthiness: Great Western Home Loans’ A+ rating from the BBB indicates that the company is trustworthy and reliable. This is important for borrowers because it gives them confidence that they are working with a reputable lender.
  • Customer satisfaction: Great Western Home Loans’ A+ rating from the BBB also indicates that the company is committed to customer satisfaction. This is important for borrowers because it means that they can expect to be treated fairly and respectfully throughout the loan process.
  • Complaint resolution: Great Western Home Loans’ A+ rating from the BBB indicates that the company is responsive to customer complaints. This is important for borrowers because it means that they can be confident that their concerns will be addressed in a timely and satisfactory manner.

Overall, Great Western Home Loans’ A+ rating from the BBB is a positive sign for borrowers. It indicates that the company is trustworthy, reliable, and committed to customer satisfaction. This makes Great Western Home Loans a good choice for borrowers who are looking for a mortgage lender.

Experienced


Experienced, Loan

Great Western Home Loans has been in business for over 35 years, which gives the company a wealth of experience in the mortgage industry. This experience is beneficial to borrowers in a number of ways:

  • Expertise: Great Western Home Loans’ experienced loan officers have the expertise to help borrowers find the right loan for their needs. They can also provide guidance on the mortgage process and answer any questions that borrowers may have.
  • Stability: Great Western Home Loans’ long history of success indicates that the company is financially stable and well-managed. This gives borrowers confidence that their loan will be serviced by a company that will be there for them in the long run.
  • Reputation: Great Western Home Loans has a strong reputation for providing excellent customer service. The company’s A+ rating from the Better Business Bureau is a testament to its commitment to customer satisfaction.

Overall, Great Western Home Loans’ experience is a valuable asset for borrowers. It gives borrowers the confidence that they are working with a company that knows the mortgage industry and is committed to providing excellent customer service.

Here are some examples of how Great Western Home Loans’ experience has benefited borrowers:

  • A first-time homebuyer was able to get approved for a loan even though they had a low credit score. The loan officer was able to find a loan program that met the borrower’s needs and helped them get approved for a loan that they could afford.
  • A move-up buyer was able to get a loan that allowed them to buy their dream home. The loan officer was able to find a loan program that had a low interest rate and flexible repayment options.
  • A refinancing borrower was able to get a loan that lowered their monthly payments and saved them money on interest. The loan officer was able to find a loan program that had a lower interest rate than the borrower’s existing loan.

These are just a few examples of how Great Western Home Loans’ experience has benefited borrowers. If you are looking for a mortgage company that has the experience and expertise to help you get the loan you need, then Great Western Home Loans is a great option.

Local


Local, Loan

Great Western Home Loans’ local presence in California and the Western United States provides several advantages to borrowers in the region:

  • Local knowledge: Great Western Home Loans’ loan officers have a deep understanding of the local real estate market and can provide borrowers with valuable insights into the best neighborhoods, schools, and amenities. This local knowledge can help borrowers make informed decisions about their home purchase.
  • Fast and efficient processing: Great Western Home Loans’ local presence allows the company to process loans quickly and efficiently. This is because the company’s loan officers are familiar with the local lending guidelines and can quickly get loans approved.
  • Strong relationships with local real estate agents and home builders: Great Western Home Loans has strong relationships with local real estate agents and home builders. This allows the company to provide borrowers with access to a wide range of homes and financing options.
  • Commitment to the community: Great Western Home Loans is committed to the communities it serves. The company supports a number of local charities and organizations, and its employees volunteer their time to help make a difference in the community.

Overall, Great Western Home Loans’ local presence in California and the Western United States provides borrowers with a number of advantages. These advantages include local knowledge, fast and efficient processing, strong relationships with local real estate agents and home builders, and a commitment to the community.

Community involvement


Community Involvement, Loan

Great Western Home Loans’ community involvement is a reflection of its commitment to the communities it serves. The company believes that it has a responsibility to give back to the communities that have supported it over the years. Great Western Home Loans’ community involvement programs focus on a number of areas, including affordable housing, education, and financial literacy.

  • Affordable housing: Great Western Home Loans is a major supporter of affordable housing initiatives. The company provides funding for the construction and rehabilitation of affordable housing units, and it also provides down payment assistance to first-time homebuyers.
  • Education: Great Western Home Loans supports a number of educational initiatives, including scholarships for college students and grants for schools. The company also provides financial literacy education to help people make informed decisions about their finances.
  • Financial literacy: Great Western Home Loans provides financial literacy education to help people make informed decisions about their finances. The company offers a variety of programs, including workshops, webinars, and online resources.

Great Western Home Loans’ community involvement programs have a positive impact on the communities it serves. The company’s affordable housing programs help to create more affordable housing options for families and individuals. The company’s education programs help to improve educational opportunities for students. And the company’s financial literacy programs help people to make better financial decisions.

FAQs about Great Western Home Loans

This section provides answers to frequently asked questions about Great Western Home Loans. These questions address common concerns or misconceptions about the company and its services.

Question 1: Is Great Western Home Loans a reputable lender?

Yes, Great Western Home Loans is a reputable lender. The company has been in business for over 35 years and has an A+ rating from the Better Business Bureau. This rating indicates that the company has a strong track record of customer satisfaction.

Question 2: What types of loan programs does Great Western Home Loans offer?

Great Western Home Loans offers a variety of loan programs to meet the needs of different borrowers. These programs include conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans. The company also offers a variety of refinancing options.

Question 3: What are the benefits of using Great Western Home Loans?

There are many benefits to using Great Western Home Loans. These benefits include competitive interest rates, low closing costs, a variety of loan programs, and excellent customer service. The company is also a direct lender, which means that it can process loans quickly and efficiently.

Question 4: Is Great Western Home Loans a good choice for first-time homebuyers?

Yes, Great Western Home Loans is a good choice for first-time homebuyers. The company offers a variety of loan programs that are designed for first-time homebuyers, such as FHA loans and VA loans. The company also has a team of experienced loan officers who can help first-time homebuyers navigate the mortgage process.

Question 5: What is Great Western Home Loans’ commitment to customer service?

Great Western Home Loans is committed to providing excellent customer service. The company has been recognized by J.D. Power and Associates for its customer service for several years in a row. This recognition is a testament to the company’s commitment to providing its customers with a positive experience throughout the home loan process.

Question 6: How can I contact Great Western Home Loans?

You can contact Great Western Home Loans by phone, email, or online. The company’s website also has a live chat feature that allows you to chat with a customer service representative in real time.

We hope this FAQ section has answered some of your questions about Great Western Home Loans. If you have any further questions, please do not hesitate to contact the company directly.

Conclusion: Great Western Home Loans is a reputable lender that offers a variety of loan programs to meet the needs of different borrowers. The company is committed to providing excellent customer service and has been recognized by J.D. Power and Associates for its customer service for several years in a row.

Next: Learn more about Great Western Home Loans’ commitment to the community.

Tips from Great Western Home Loans

As a leading mortgage lender, Great Western Home Loans has extensive experience in the home loan industry. They offer these tips to help you navigate the mortgage process and make informed decisions about your home financing.

Tip 1: Get pre-approved for a mortgage before you start shopping for a home.

Getting pre-approved will give you a clear understanding of how much you can afford to borrow, which will help you narrow down your search and make a competitive offer when you find the right home.

Tip 2: Shop around for the best interest rate.

Don’t just accept the first interest rate that you’re offered. Compare rates from multiple lenders to make sure you’re getting the best deal possible.

Tip 3: Consider all of your closing costs.

Closing costs can add up quickly, so it’s important to factor them into your budget. Ask your lender for a detailed list of all closing costs so that you know what to expect.

Tip 4: Make sure you understand your loan terms.

Before you sign on the dotted line, make sure you understand the terms of your loan, including the interest rate, loan amount, and repayment schedule.

Tip 5: Be prepared to provide documentation.

Your lender will need to verify your income, assets, and debts. Be prepared to provide documentation such as pay stubs, bank statements, and tax returns.

Summary of key takeaways or benefits:

  • Getting pre-approved for a mortgage can help you save time and money.
  • Shopping around for the best interest rate can save you thousands of dollars over the life of your loan.
  • Factoring in all of your closing costs can help you avoid unexpected expenses.
  • Understanding your loan terms will help you make informed decisions about your home financing.
  • Being prepared to provide documentation will help your loan process go smoothly.

Transition to the article’s conclusion:

By following these tips, you can increase your chances of getting the best possible mortgage for your needs.

Conclusion

Great Western Home Loans is a reputable lender that offers a variety of loan programs to meet the needs of different borrowers. The company is committed to providing excellent customer service and has been recognized by J.D. Power and Associates for its customer service for several years in a row.

If you are looking for a mortgage lender that you can trust, Great Western Home Loans is a great option. The company offers competitive interest rates, low closing costs, and a variety of loan programs. The company also has a team of experienced loan officers who can help you navigate the mortgage process and find the right loan for your needs.

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